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Family composition

Adult  Adults  + Child + Childeren

Family composition

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How many people do you wish to include on your policy?

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Discount through a collective plan

Discount through a collective plan

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Which collective plan are you eligible to join?

discount on basic health-care plan
 discount on supplementary health-care plans as a result of being insured through the ONVZ Ledencollectief discount on supplementary health-care plans

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Basic health-care plan

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Basic health-care plan

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The ONVZ basic health-care plan offers you:

Do you want a basic health-care plan with an increased excess?

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Explanation of excess

The excess is an amount you will be liable to pay out of your own pocket when receiving certain health care under the basic health-care plan

compulsory excess

The compulsory excess is set by the Dutch government every year. The excess for 2019, 2020 and 2021 is €385. Everyone aged 18 and over is subject to the excess.

Voluntary excess

You have the option to pay more than just the compulsory excess. If you opt to raise your excess, your will receive a premium discount.

€500 extra excess will give you a discount of €20 on the premium for your basic health-care plan

For an explanation of how the excess works, watch the video below (in Dutch)

ONVZ offers you an extraordinary amount of freedom. No matter what health-care provider or hospital you go to, you will always receive a full reimbursement.


Per 1 January 2021, maximum reimbursement limits will only apply to non-contracted healthcare providers in district nursing and mental health care.

You have selected a total excess of €885. By raising your excess, you are lowering the premium for the basic health-care plan

Children are included on a basic health-care plan free of charge. Children are not subject to the excess
I only want to take out a supplementary health-care plan

Explanation of no basic health-care plan

You can maintain your current basic health-care plan with another health insurer and only take out a supplementary health-care plan with ONVZ

If you only take out a supplementary health-care plan with ONVZ, you will be charged a surcharge of 50% on your premium.

To take out only a supplementary health-care plan, please call us at +31(0)30 639 62 22.

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Supplementary health-care plan

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Supplementary health-care plan

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Would you like a supplementary health-care plan?

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Explanation supplementary health-care plan

The basic health-care plan does not cover everything. You can extend your coverage by taking out a supplementary health-care plan.

Physiotherapy, orthodontics and alternative/non-conventional medicine are examples of health care that are not or only partly covered under the basic health-care plan.

Our supplementary plans

Everyone can take out the following supplementary plans with ONVZ: Startfit and Benfit. If you'd like more coverage, select one of our most comprehensive health-care plans: Optifit or Topfit. These excellent plans will offer you a high level of cover for, among other things, physiotherapy, alternative medicine and dietetics.

Optifit and Topfit are subject to health-related questions

If you take out one of our excellent health-care plans (Optifit or Topfit), we will ask questions about your health. We do this to keep our plans affordable for all our insureds. Based on your answers, we might offer you another plan.

If at least 1 adult chooses Startfit, Benfit or Optifit, children will be included on the plan free of charge

Children will be included in the supplementary health-care plan free of charge

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Dental health-care plan

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Dental health-care plan

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Do you want a dental health-care plan?

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Explanation of dental health-care costs

The basic health-care plan does not cover dental costs for people aged 18 and over. You can expand your health-care plan coverage by taking out a dental health-care plan

Check-ups, periodontal scaling and root canal treatments are examples of dental health care that are not covered under the basic health-care plan.
The basic health-care plan covers most dental costs up to the age of 18

Dental costs up to the age of 18

The basic health-care plan covers most dental costs up to the age of 18

Coverage for dental health-care extends to:

  • check-ups (preventive dental examination), once per year
  • extra check-ups if needed
  • incidental consultations
  • periodontal scaling
  • fluoride treatment of the permanent teeth, twice per year
  • extra fluoride treatments if needed
  • sealing (application of a protective coating)
  • treatment of gum problems
  • anaesthetic
  • root canal treatment
  • fillings
  • care for problems with the mandibular joint
  • removable dental prostheses (such as a dental plate or dentures)
  • surgical dental assistance, with the exception of implants
  • X-rays, except those for orthodontics
  • panoramic dental X-rays, except those for orthodontics

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OntzorgPlus

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OntzorgPlus

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Do you want the best support in emergency situations? Choose OntzorgPlus

  • Acute assistance (transport, housekeeping, informal care, etc.) following a serious accident or diagnosis of a serious illness
  • Our ZorgConsulenten will take away your concerns and make the necessary arrangements
  • Reimbursement of necessary car and home modifications in case of permanent disability
If at least 1 adult chooses OntzorgPlus, children will be included on the plan free of charge

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Wereldfit

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Wereldfit

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If you spend a lot of time abroad, Wereldfit is just what you need

  • Full global coverage for urgent medical assistance
  • Repatriation in case of a serious illness or accident
  • You can go to Belgium or Germany for treatment
If at least 1 adult chooses Wereldfit, children will be included on the plan free of charge

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Werkfit (free through your employer) (free if you opt for a supplementary plan)

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Werkfit

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Annually, our free Werkfit module offers you, as an employee:

  • 3 additional physiotherapy sessions
  • €250 for mental health care
  • €100 for preventive medical examinations
  • a preventive health-related course to promote mental fitness or self-management
More information

You have added a supplementary plan, which means that you will receive Werkfit through your employer free of charge.

If you take out a basic health-care plan with ONVZ via your employer and add Startfit, Benfit, Optifit or Topfit, you are entitled to our free Werkfit module as of 2021.

Choose a supplementary plan

This product is only available to employees included in this collective scheme.

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You prefer to pay per month quarter half year year

  • You pay 12 4 2 1x per year

You prefer to pay per

  • You pay 12 4 2 1x per year
  • Your discount per month quarter half year year
Your premium Premium (monthly)

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