ONVZ Bewuste Keuze Basic health-care plan
Consciously choose the health-care plan that suits you
A good health-care plan is important, but you may not (yet) need the generous reimbursements provided by ONVZ Vrije Keuze. ONVZ Bewuste Keuze is here especially for you. It provides good coverage for the most important health care, such as expenses for hospitals, general practitioners and most other health-care providers. And you can also (continue to) rely on the quality and service of ONVZ, the first-class health-care plan.
General practitioner (general medical care)
You will pay a personal contribution in some cases
Physiotherapy and remedial therapy from the age of 18
- list of chronic ailments for physiotherapy: from the 21st session
- intermittent claudication: max. 37
- osteoarthritis in the knee or hip joint: max. 12
- COPD: depending on the GOLD grade, 0 to 70
- urinary incontinence: max. 9
- rheumatoid arthritis, axial spondyloarthritis and COVID-19: coverage under Provisionally approved treatments
- exercise intervention for fall prevention
If you pay your premium quarterly, half-yearly or annually, you will receive a discount of 0.5%, 1% and 2% respectively.
Health care that comes under the basic health-care plan is subject to a compulsory excess of €385. These are the health-care costs that you need to pay for yourself. Here’s how it works.
If you don’t expect to incur many health-care costs, you can increase your excess by opting for a voluntary excess. This will lower the premium for your basic health-care plan.
A statutory personal contribution applies to some health care provided under the basic health-care plan. Find out here which ones.
Good to know
You or your child will not have to start paying their premium until the first day of the month following their 18th birthday.
The general rules and regulations apply to all health care and to everyone. They specify things such as coverage exclusions and changes you have to let us know about.
Please note: in the event of discrepancies between the Dutch text of the general rules and regulations and coverage and their explanation and translations thereof, the Dutch text and explanation shall prevail.