Supplementary insurances

Startfit

Per 1 January 2021, we will merge Startfit and Extrafit. If you opt for Startfit in 2021, you will have more coverage than in 2020. And the best thing is: its premium remains the same!

What will change for you?

  • From 1 January 2021. Startfit will reimburse acne treatment.

    What does this mean for you?

    Startfit will reimburse the costs of acne treatment up to a maximum of €150 per calendar year, for insureds up to 21 years of age.

  • From 1 January 2021, Startfit will reimburse alternative medicine. Alternative movement-related care (chiropractic, osteopathy, and manual therapy E.S.) will be covered under alternative medicine and movement-related care (in 2020, this was covered under posture, movement, and sport). A reimbursement limit will apply.

    The following applies to all supplementary plans:

    • we will no longer reimburse (laboratory) tests
    • we will reimburse a maximum amount per day instead of per treatment

    What does this mean for you?

    Startfit will reimburse €30 per day, up to a maximum of €100 per calendar year.

  • From 1 January 2021, Startfit will provide reimbursement for contraceptives. This applies to insureds aged 21 to 30.

    What does this mean for you?

    Startfit offers 100% coverage for insureds between 21 to 30 years old.

  • The reimbursement limits will change per 1 January 2021.

    The Oedema and scar therapy coverage will be combined with the Physiotherapy and remedial therapy coverage. As a result, the maximum number of treatments also apply to oedema or scar therapy from a skin therapist.

    What does this mean for you?

    Startfit will cover 10 treatments instead of 9, of which up to 9 manual therapy sessions will be reimbursed.

  • From 1 January, for all supplementary insurance policies, previous reimbursements received from one ONVZ brand will count towards the maximum reimbursement limits if you switch to another ONVZ brand.

    What does this mean for you?

    If you had a supplementary insurance with ONVZ, PNOzorg or VvAA and switch to another supplementary pland under one of those brands in 2021, reimbursement received in 2020 will count towards the maximum reimbursement of multi-year coverages.

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