Compare reimbursements and insurances ONVZ Vrije Keuze

100% as per Dutch coverage

Startfit coverage also applies abroad

Benfit coverage also applies abroad

Optifit coverage also applies abroad

Topfit coverage also applies abroad

Tandfit A coverage also applies abroad

Tandfit B coverage also applies abroad

Tandfit C coverage also applies abroad

Tandfit Preventief coverage also applies abroad

100% as per Dutch rates

Startfit coverage also applies abroad

Benfit coverage also applies abroad

Optifit coverage also applies abroad

Topfit coverage also applies abroad

Supplement on top of basic health-care plan coverage

€75 for 11 illness risks

€75 for 11 illness risks

€100 for 11 illness risks

100% (all illness risks)

€150 up to the age of 21

€200 up to the age of 21

€300 up to the age of 21

€400 up to the age of 21

100% for a contracted health-care provider. Otherwise limited coverage.
In the event of diagnosed or suspected psychological disorders.

€250

€400

100% for maternity care and medical screening

€12,500 for a lawyer or claims management service (engaged by us)

€12,500 for a lawyer or claims management service (engaged by us)

€12,500 for a lawyer or claims management service (engaged by us)

€12,500 for a lawyer or claims management service (engaged by us)

100%

• 100% at all hospitals in The Netherlands
• 100% for contracted clinics, otherwise limited coverage

€85 for entire term of the health-care plan

€85 for entire term of the health-care plan

100%

€200

€300

100%

€800

€1,200

€2,000

2 weeks

100% combined lifestyle intervention (CLI) for overweight patients

€250 for an exercise programme as part of a CLI and other exercise programmes combined

€500 for an exercise programme as part of a CLI and other exercise programmes combined

100% up to the age of 21 in the event of contracted health care, otherwise limited coverage

100% from the age of 21 to 30

100% from the age of 21

100% from the age of 21

100% from the age of 21

€70 for 2 lessons

€70 for 2 lessons

€120 for 2 lessons

Repatriation of the physical remains or €7,500 for funeral expenses
Travel companion’s extra travel and accommodation expenses
Costs of family coming over

100% of most treatments

• 100% at all hospitals in The Netherlands
• 100% for contracted clinics, otherwise limited coverage

• 100% at all hospitals in The Netherlands
• 100% for contracted health-care providers, otherwise limited coverage.

• 100% at all hospitals in The Netherlands
• 100% for contracted clinics, otherwise limited coverage. Clinical or at home

100% in certain situations in the event of contracted health care, otherwise limited coverage

3 hours

€120

€200

100%

1 week

9 hours

18 hours

Extra travel and accommodation costs (abroad) that you incur when you have to return home unexpectedly

€350 for entire term of the health-care plan

€750 for entire term of the health-care plan with a waiting period of 1 year

€1,500 for entire term of the health-care plan with a waiting period of 1 year

€250 for all exercise programmes in the event of chronic illness, cancer, and the combined lifestyle intervention jointly

€500 for all exercise programmes in the event of chronic illness, cancer, and the combined lifestyle intervention jointly

100% only for exercise programmes during and after cancer

Up to the age 43:
100% with all hospitals in The Netherlands
100% with contracted clinics, otherwise limited coverage

Annual foot check-up

€200 for other foot care and insoles

€500 for other foot care and insoles

100%

100%

€50 per day for extra facilities

100% if there is a medical indication

€75 per 2 consecutive calendar years

€150 per 2 consecutive calendar years

€300 per 2 consecutive calendar years

100%

€500 for rheumatoid arthritis or psoriasis

Carer support from ZorgConsulent adviser

Carer support from ZorgConsulent adviser

€350 for a care broker

€500 for a care broker

€25 per day for personal payment

€50 per day for personal payment

• 100% with all hospitals in The Netherlands
• 100% with contracted clinics, otherwise limited coverage

Up to the age of 43, 3 attempts

Up to the age of 43, attempts 4 and 5

100% as per the Reglement Zvw-pgb
[Zvw-pgb regulations]

Annually

Annually

Annually

100%, you will need to pay a personal contribution

€250 for the personal contribution and extra maternity care

100% for the personal contribution and extra maternity care

100% for the personal contribution and extra maternity care

Once per birth

Once per birth

Once per birth

• 100% with all hospitals in The Netherlands
• 100% with contracted clinics, otherwise limited coverage

100%

In the event of diagnosed or suspected psychological disorders:
100% for a contracted health-care provider, otherwise limited coverage

€500 for consultations for adjustment disorders and work and relationship problems

€1,000 for consultations for adjustment disorders and work and relationship problems

• 100% with all hospitals in The Netherlands
• 100% with contracted clinics, otherwise limited coverage

In certain situations, you will generally need to pay a personal contribution of €126

Personal contribution

Personal contribution
Medical transportation to a hospital far away up to 1 year after the serious accident or diagnosis of a serious ailment

In certain situations, you will generally need to pay a personal contribution of €126

Personal contribution

Personal contribution
Medical transportation to a hospital far away up to 1 year after the serious accident or diagnosis of a serious ailment

€150 for some registered medicines. Max. per year

€300 for some registered medicines. Max. per year

€1.500 for some registered medicines. Max. per year

€200 for consultations

€350 for consultations

100% in the event of contracted health care, otherwise limited coverage

10 hours

100%

Once during the entire term of the health-care plan €100,000 for modifications to your home, or €40,000 for modifications to your vehicle

Under coverage for Medicines in supplementary health-care plans

For serious ailments only, under coverage for Specialist dental health care

€500

100% for certain ailments

€500 max. per calender year

€750 max. per calender year

€1,000 max. per calender year

List of chronic ailments for physiotherapy: 100%
Other medical indications: 9 sessions, and 9 additional sessions on referral

10 sessions, of which up to 9 manual therapy sessions
100% in the event of contracted health care, otherwise limited coverage

16 sessions, of which up to 9 manual therapy sessions
100% in the event of contracted health care, otherwise limited coverage

30 sessions, of which up to 9 manual therapy sessions
100% in the event of contracted health care, otherwise limited coverage

50 sessions, of which up to 9 manual therapy sessions
100% in the event of contracted health care, otherwise limited coverage

In specific cases:
100% with all hospitals in The Netherlands
100% with contracted clinics, otherwise limited coverage

In the case of physical dysfunction: 
Upper eyelid corrections and replacement of breast prostheses
Correction of the position of the ears up to the age of 18

In the case of physical dysfunction:
Correction of the position of the ears up to the age of 18

100%, you will need to pay a personal contribution in some cases

€250 for the personal contribution and extra maternity care, under coverage for Maternity care

100% for the personal contribution and extra maternity care, under coverage for Maternity care

€550 for the personal contribution and extra maternity care, under coverage for Maternity care

On medical grounds, under coverage for General practitioner, Medical specialist or Testing for hereditary diseases

1 personal health check-up or sports health check-up

1 personal health check-up or sports health check-up

1 personal health check-up or sports health check-up. And up to max. €350:
• 50% of other preventive and sports-medical examination
• 100% for pharmacogenetic testing

1 personal health check-up or sports health check-up. And up to max. €350:
• 50% of other health check-ups or a sports-medical examination
• 100% for pharmacogenetic testing

75% for first aid courses and 100% for other courses

75% for first aid courses and 100% for other courses

100%

€50 per day for extra facilities

100% if you enter the clinical trial

Under Medical specialist coverage

€500

100%

100%

Programme aimed at quitting smoking, including nicotine replacement/medicines

€150 for quitting smoking and other preventive health-related courses, coverage under Preventive health-related courses

€250 for quitting smoking and other preventive health-related courses

With our permission

With our permission

Repatriation in the event of serious ailment or injury

Replacement driver

100%, sometimes limited coverage for non-contracted care

• 100% with all hospitals in The Netherlands
• 100% with contracted clinics, otherwise limited coverage

100%

Parents of the child: €12.50 per day, up to €260 
Family member of the adult: €25 per day

Parents of the child: €12.50 per day, up to €260
Family member of the adult: €25 per day

100% for parents of the child and a family member of the adult
100% of the overnight costs after a transplant or cancer treatment

Once during the entire term of the health-care plan 

Once during the entire term of the health-care plan

100% for sterilisation and reversal operation

€350 for entire term of the health-care plan

€500 for entire term of the health-care plan

€750 for entire term of the health-care plan

100%

100%

100%

€50

€50

100%

€250 for an exercise programme as part of a CLI and other exercise programmes combined

€500 for an exercise programme as part of a CLI and other exercise programmes combined

€75

€75

100% at all hospitals in The Netherlands, otherwise limited coverage

€300 for asthma, diabetes, obesity, constitutional eczema, or cancer

100% for asthma, diabetes, obesity, constitutional eczema, or cancer

• 100% at all hospitals in The Netherlands
• 100% with contracted health-care providers, otherwise limited coverage

€100 for 5 kinds of walking aids

€100 for 5 kinds of walking aids

€200 per day, up to €2,000
In a zorghotel recognised by us