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Basic health-care plan

If you live and/or work in the Netherlands, you are eligible for the basic health-care plan, or 'basisverzekering'. With ONVZ Vrije Keuze basic health-care plan you have optimal freedom in choosing your own doctor or medical specialist. Even outside the Netherlands.

What does the ONVZ Vrije Keuze basic health-care plan cover?

Depending on your situation, you may need to take out Dutch health insurance if you are coming to the Netherlands. If you do not know if you need to take out health insurance in the Netherlands, then you can contact the Sociale Verzekeringsbank (SVB). Please check with the SVB whether your circumstances require you to have Dutch health insurance.

The basic health-care plan covers a significant portion of unavoidable medical expenses, such as hospitalisation, medical specialist assistance, GP visits and medicines. The ONVZ Vrije Keuze basic health-care plan allows you to choose your own care provider for almost all types of care. Read more about our freedom of choice.

Key benefits ONVZ basic health-care plan

  • your GP (General Practitioner)
  • medical specialist assistance
  • outpatient visits and hospitalisation
  • dental care for those aged up to 18 years
  • medical appliances and medicines
  • elective or emergency treatments abroad
  • maternity care and obstetric care
  • patient transport
  • forms of paramedical care

Not all medical costs are covered by the basic health-care plan. Take out one of our supplementary health-care plans for more extensive coverage.

Refer to the coverage summary or general rules and regulations and coverage to see all of our benefits.

Supplementary health-care plans

If you would like to extend your coverage, consider taking out these supplementary health-care plans.

  • Supplementary health-care plans

    Physiotherapy, orthodontics and more.

  • Dental health-care plans

    Check-ups and preventive information or instruction for persons over 18.

  • Wereldfit

    Reimbursement for urgent health-care all around the world.


Good to know

  • You can only take out your insurance online

    You can take out your insurance directly via the yellow card on the right.

    Please note: if you live outside the Netherlands, you can apply for a supplementary health-care plan by filling in a paper application form and sending it to us. Please request the paper application form using this contact form (in Dutch).

  • We can help you choose a suitable health-care provider

    Our ZorgConsulent advisers know the ins and outs of the health-care system. They provide high-quality information about hospitals and independent treatment centers in the Netherlands. They will help you make an informed choice which doctor or hospital you would like to go to.

  • You do not pay premium for insured children up to the age of 18

    You or your son or daughter will start paying premium from the 1st day of the month immediately after your child’s 18th birthday, at which point you will no longer be entitled to the child premium rate.

  • If your son or daughter turns 18, they can apply for a basic health-care plan themselves

    You can change your child’s health-care plan up to 30 days after their birthday. Your child can also do it themselves. Please inform us via MijnONVZ or call our Service Centre on +31 (0)30 639 62 22.

  • The general rules and regulations always apply

    The general rules and regulations apply to all health care and to everyone. They specify things such as coverage exclusions and changes you have to let us know about.

    Please note: in the event of discrepancies between the Dutch text of the general rules and regulations and coverage and their explanation and translations thereof, the Dutch text and explanation shall prevail.

Insurance online

  1. Quickly arranged online
  2. Policy schedule by e-mail
  3. You are perfectly insured

Basic health-care plan

134,50 p/m

  • Including discount
  • Optimal freedom of choice
  • Your personal ZorgConsulent
  • Generous compensation

Basic health-care plan

134,50 p/m

We are here whenever you need us

  • Direct personal contact

    Monday to Friday from 8.30 a.m. to 6.00 p.m

    030 639 62 22

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