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Apply for Topfit if you would like to be assured of excellent care when something happens. You take out Topfit in addition to the ONVZ basic health-care plan.

With medical questions To keep the premium for existing policyholders affordable, you need to answer medical questions when applying for our most extensive plans. Based on your answers, we will determine if we can accept your application immediately, or if we have to ask additional questions or offer an alternative.
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What does ONVZ Vrije Keuze Topfit cover?

If you are looking for more extensive coverage, why not take out one of our supplementary health-care plans?

Key benefits Topfit

  • alternative/non-conventional treatment: € 65 per day + registered medicines, up to € 1.000 combined.
  • physiotherapy: 50 sessions, max. 9 manual therapy sessions
  • glasses/contact lenses: up to € 300 per two consecutive calendar years
  • orthodontics up to the age of 18: 1st 12 months max. € 1.000. 2nd 12 months max. € 1.000, 3rd 12 months max. € 1.000

Refer to the coverage summary or general rules and regulations and coverage to see all of our benefits.

More supplementary health-care plans

If you would like to extend your coverage, consider taking out these supplementary health-care plans.

  • OntzorgPlus

    Assured of generous compensations and the best help in emergency situations.

  • Wereldfit

    Reimbursement for urgent health-care all around the world.

  • Dental health-care plans

    Check-ups and preventive information or instruction for persons over 18.


Good to know

  • You can only take out your insurance online

    You can take out your insurance directly via the yellow card on the right.

    Please note: if you live outside the Netherlands, you can apply for a supplementary health-care plan by filling in a paper application form and sending it to us. Please request the paper application form using this contact form (in Dutch).

  • You have to answer medical questions

    To keep the premium affordable for existing policyholders, you need to answer medical questions. Based on your answers, we will determine whether or not we accept someone directly, ask additional questions or offer an alternative.

  • You can also take out a supplementary health-care plan for your child

    However, the level of coverage provided is not allowed to exceed that of yourself, your partner or any other insured person aged 18 or above, who is specified on the health-care policy. Children are also not allowed to have Tandfit plans, as the basic health-care plan covers dental health care up to the age of 18.

  • 50% surcharge if you only take out Topfit

    If you do not have an ONVZ basic health-care plan, you pay a surcharge of 50% on Topfit.

  • You only pay for 2 children

    If you have more than 2 co-insured children under the age of 18, you pay premium for Topfit for only 2 of those children. The premium for children up to the age of 18 is €18.69 per month.

  • The general rules and regulations always apply

    The general rules and regulations apply to all health care and to everyone. They specify things such as coverage exclusions and changes you have to let us know about.

    Please note: in the event of discrepancies between the Dutch text of the general rules and regulations and coverage and their explanation and translations thereof, the Dutch text and explanation shall prevail.

Insurance online

  1. Quickly arranged online
  2. Policy schedule by e-mail
  3. You are perfectly insured


64,87 p/m

  • Including discount
  • Optimal freedom of choice
  • Your personal ZorgConsulent
  • Generous compensation


64,87 p/m

We are here whenever you need us


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