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Our health-care plans give you optimal freedom in choosing your health-care provider.

Health-care plans

Pick the First-Class Health-Care Plan that’s right for you

Choose from two basic health-care plans: ONVZ Vrije Keuze and ONVZ Bewuste Keuze. For anyone seeking quality and the peace of mind that your health care is well taken care of.

  • ONVZ Vrije Keuze

    € 166,10 per month

    • 100% reimbursement for all general practitioners, hospitals and contracted health-care providers
    • Up to 85% reimbursement for non-contracted health-care providers
    • € 22 discount p/m with an increased excess
    • Personal and reliable health-care advice from our ZorgConsulent advisers on topics like waiting list mediation, second opinion and informal care.
    • Excellent service: giving you a personal service and the option to manage all of your health care directly in our user-friendly app. (Enjoy fast payout of claims).
    • Access to additional services such as Hikos and Royal Doctors. Additional supplementary coverage (OntzorgPlus, Wereldfit, Tand C) available, giving you even greater peace of mind.
  • ONVZ Bewuste Keuze

    € 156,10 per month

    • 100% reimbursement for all general practitioners, hospitals and contracted health-care providers
    • 70% average reimbursement for non-contracted health-care providers
    • € 20 discount p/m with an increased excess
  • Broad selection of health-care providers and generous reimbursements

    You pick your health-care provider from our range of partners, contracted by us for you. Very generous reimbursements for things like physiotherapy, alternative/non-conventional health care, and dental health care and orthodontics (optional). All in line with your requirements and preferences. 

    Further information
  • Quick access to high-quality health-care

    Enjoy quick access and shorter waiting periods for health care through waiting list mediation and ONVZ Snelzorg (ONVZ Vrije Keuze). Our waiting list mediation shortens waiting times for our customers by 11 weeks on average.

    Further information
  • Personal support when it matters most

    When you face stressful life events or can’t see a way out, our ZorgConsulent advisers provide personal and expert health-care advice. They are there for you. 

    Further information
  • Excellent service

    Quickly and easily manage your health-care insurance in one app. Access outstanding personal service if you need it. Enjoy fast payout of claims. 

    Further information

Customers appreciate our services with a

We are happy if you are too! Source: KlantenMonitor Zorgverzekeringen® 2025.

Customer about ONVZ

Very satisfied, I feel like I don't have to worry. ONVZ simply arranges it.
Anne-Fleur 38 years

ONVZ retains high ranking in 2025 customer satisfaction survey

With a third-place ranking, ONVZ continues to be one of the highest rated health insurers in the market. Trust in ONVZ is significantly above the market average. These results come from the 2025 KlantenMonitor Zorgverzekeringen customer satisfaction survey, conducted by MarketResponse.

Age-Pieter Kamermans, Director of Customer Relations, says: 'We’d like to thank all our policyholders for their appreciation and loyalty. We’re delighted that we have cemented our place among the top insurers of the market. As an insurer offering a First-Class Health-Care Plan, we spend every day working hard to offer the people insured with us the quality that made them choose ONVZ.'

View the results View the results
Age-Pieter Kamermans, Director of Customer Relations

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