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The excess is an annual amount you have to pay yourself before any costs are reimbursed under the basic health-care plan. Read more.

Certain types of health care, medicines or medical appliances are subject to a statutory personal contribution. Read more.

With ONVZ Vrije Keuze basic health-care plan you have optimal freedom in choosing your own doctor or medical specialist. Even outside the Netherlands.

ONVZ Bewuste Keuze provides good coverage for the most important health care, such as expenses for hospitals, general practitioners and most other health-care providers.

Manage your insurance quickly and easily via the ONVZ app, on your phone or tablet.

The security of our customers’ data is our top priority. We are therefore constantly working to keep our internet services secure.

Have you been in an accident or incident for which you’ve incurred health-care costs? This page explains what you need to do in certain situations.

Are you collectively insured with ONVZ and do you have Werkfit? Then you can use the mental self-help programs of NewHealth for free. Discover which programs are available here.

Wherever you are: with ONVZ Vrije Keuze Wereldfit we reimburse emergency care in full, always and everywhere.

With MijnONVZ and the ONVZ app, changing your personal details and health-care plan yourself is a quick and easy process.

Good coverage for expats The benefits of ONVZ’s expat service Excellent service in English, on our website for example, or at customer services and in the personal online environment (MijnONVZ). Here

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ONVZ’s basic health insurance policies sometimes reimburse covered care up to the market-based rate applicable in the Netherlands. Visit this page for an explanation of market-based prices.